Will My Insurance Claims Adjuster Job Last?

Insurance Claims Adjuster

Overall Assessment

Claims adjustment is being automated through straight-through processing. AI handles simple claims from photo submission to payment. Remaining roles focus on complex claims, fraud investigation, and catastrophe response.

Task Automation Timeline

3 Years
45%
tasks automated
5 Years
60%
tasks automated
7 Years
70%
tasks automated

Routine Task Automation

65%

Simple claims are auto-adjudicated by AI.

Complex Task Automation

35%

Complex claims and investigations still need humans.

Job Market Outlook

-25%

Straight-through processing reduces adjuster need.

Wage Pressure

40%

Volume reduction limits wage growth.

Reskill Urgency

60%

Must specialize in complex claims within 2 years.

Steps to strengthen your position

  • 1Specialize in complex commercial or liability claims
  • 2Develop fraud investigation and SIU skills
  • 3Build expertise in catastrophe and large loss
  • 4Learn claims analytics and technology systems
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